About the reports

What exactly is in a report?

Every report contains seventeen analytical sections: a header with price and key data, a stage classification, the composite confidence score with pillar breakdown, market data, a fundamental scorecard, earnings and revenue history, Wall Street analyst ratings, technical analysis, a buy/sell zone framework, X/social sentiment analysis, ownership structure, peer comparison, macro sensitivity analysis, a bull case versus bear case, the final investment verdict, and a standard disclaimer. See a complete sample report for the actual format.

How is the confidence score calculated?

The score is a weighted combination of four pillar scores: Fundamentals (45%), Risk Assessment (20%), Technical Analysis (20%), and Sentiment & Catalysts (15%). Each pillar is independently scored from 0 to 100 based on stage-appropriate metrics. Auto-ceiling rules can cap the composite score when specific red flags appear. Read the full methodology for details.

How accurate are the reports?

We optimize for analytical rigor and transparency, not predictive accuracy. Our reports synthesize publicly available information through a defined framework — the same information any investor could in principle gather. We cannot predict stock prices. No one can. What we can do is help you reason about companies systematically. The score is not a price prediction; it is a structured summary of what the available data suggests about the company as of the report date.

How current is the data?

Every report uses real-time market data at the moment of generation. Financial metrics reflect the most recently reported quarter. Analyst ratings, sentiment, and technical indicators are current as of report generation. A report becomes progressively less current as market conditions change — which is why we recommend regenerating reports for stocks you're actively tracking on at least a quarterly cadence.

Can I request custom analysis or specific tickers?

You can generate reports for any NYSE, NASDAQ, or AMEX listed security — just enter the symbol. Custom analytical sections or bespoke research beyond our standard framework is not currently available for individual subscribers, though we may offer this to institutional clients in the future.

Do reports become stale?

Yes. A report reflects the moment it was generated. Earnings, news, and price movements after that moment are not captured. For active research, regenerate reports at least quarterly or after material news events.

Can I share reports?

Reports are licensed for your personal use. You may share a downloaded PDF with immediate family members, your financial advisor, or accountant. Public redistribution, resale, or commercial use without written permission is prohibited. See our Terms of Service.

Pricing & billing

What plans do you offer?

We offer four options: pay-per-report at $14.99 each, and three monthly subscriptions — Starter at $29.99 for 5 reports, Pro at $59.99 for 15 reports, and Plus at $99.99 for 40 reports. See the pricing page for full details.

Do unused reports roll over?

No. Each monthly billing cycle resets your report allowance. If you consistently have unused reports, consider downgrading to a smaller plan.

Can I cancel any time?

Yes. Cancel from your account dashboard any time. You retain access through the end of your current billing period; we do not prorate refunds for mid-period cancellations.

Do you offer refunds?

Pay-per-report purchases are refundable within 24 hours if the report failed to generate or contained material errors. For subscriptions, you can cancel at any time and retain access through the end of your billed period; we do not offer prorated refunds for partial periods.

What payment methods do you accept?

All major credit and debit cards, Apple Pay, and Google Pay. Payments are processed by Stripe; we never store your card details on our servers.

Is there a free trial?

We do not offer a free trial because each report incurs real compute costs. Instead, our pay-per-report option lets you try a single report without committing to a subscription, and our sample report shows exactly what you'll receive.

Limitations and disclosures

Is this investment advice?

No. Our reports are informational research products only. They are not personalized investment advice, recommendations to buy or sell any security, or guarantees of future performance. We are not your financial advisor and do not know your specific financial situation, risk tolerance, or goals. Always consult a licensed financial professional before making investment decisions.

Can the reports be wrong?

Yes. Our reports are generated by an AI-powered research engine using publicly available data. The engine can make errors, misinterpret information, or miss important context a human analyst would catch. Treat every report as a starting point for your own research, not a final authority. Always verify material facts before making decisions.

Why doesn't the score predict stock returns?

Because no methodology can reliably predict stock returns, and anyone claiming otherwise is selling something. Our score is a structured summary of what the available data suggests about a company's current fundamentals, risk profile, technical position, and market sentiment. It is a framework for reasoning, not a price target.

Do you have any conflicts of interest?

We do not receive compensation from any company we analyze. We have no preferred ticker list. We do not hold positions in securities we write about at a corporate level. Our revenue comes entirely from subscriber payments.

What stocks don't you cover?

We currently cover securities listed on NYSE, NASDAQ, and AMEX only — including ADRs. Private companies, cryptocurrencies, bonds, options, futures, OTC/Pink Sheets listings, and non-US primary listings are not supported. We also do not generate reports for microcaps (under $50M market cap) where liquidity and data quality issues could produce misleading analyses.

Important: stockInvesting.com provides informational research reports only. Nothing on this website constitutes personalized investment advice, a recommendation to buy or sell any security, or a guarantee of future results. You are solely responsible for your own investment decisions. Always conduct your own due diligence.